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Legislative Affairs

BASE Governmental Affairs Directors act as advocates for the development industry and closely monitor activity at the state, regional and local level from the North Carolina General Assembly to city and county meetings - anything that affects the growth and development industry.

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Development Industry

Credibility, Leadership, Expertise..... BASE has a single mission to promote public policies which encourage economic growth, job creation and a healthy real estate, homebuilding, land use and development industry.

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"Unbelievable! BASE was there for us at the beginning, middle, and end providing us with key information and foresight…It's great to see there are organizations like BASE out there that are willing to go the extra mile to satisfy their members." - Jon Vincent, JTV Business & Management Consultant

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 "Well worth the money! I’ve been working in this industry well over 20 years, and this is the lowest cost, highest value work I have ever seen. I always knew the regulatory pressures that our industry faced, but at least now I know that there is an organization fighting and winning on our behalf." - Kevin Hine, Duplin Land Development, LLC, Exec. VP/GM River Landing

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“BASE has been one of the best business decisions I have made!  There is no other organization like BASE that covers such a broad area of issues that affect both residential and commercial interests.” - Steve Niemeyer, CEO Wrightsville Builders

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StarNews Editorial: Homeowners insurance rates just went up, and insurers seek another increase PDF Print E-mail
Tuesday, 07 January 2014 09:17
The N.C. Rate Bureau wishes you a happy new year – by seeking another increase in homeowners insurance premiums. It’s been only six months since the last increase, an average of 7 percent, took effect. Now insurers want to raise the rates again.

Although the rate increase averages 25.3 percent statewide, the requested rate changes range from a 2.7 percent reduction to 35 percent increase, depending on location and other factors.

But this time, miracle of miracles, residents of far inland parts coastal counties, including New Hanover, Brunswick and Pender, may see a small rate reduction. Those living closer to but not necessarily at the coast could see a 35 percent jump. But the highest rate increase also would apply in some parts of the piedmont and mountains, which historically have seen smaller hikes.

Homeowners in coastal counties have been overwhelmed by higher insurance rates over the past few years, and it appears that efforts to build some fairness into the system are starting to take shape.

The rate adjustments are not applied across the board, however, and in past years the coastal region as a whole was hit much than other places for standard coverage against such disasters as fire, theft, flooding water heaters, accidents and other damage not related to storms, floods or high winds. On average, residents well inland have paid significantly less for that coverage than coastal residents.

Are we to believe that living within a few miles of the coast puts a homeowner more at risk of fire, burglary or having someone trip and fall on a cracked sidewalk?

An effort five or six years ago to build more sense and consumer protections into the rate-setting process led to some reforms, including a requirement to hold a public hearing if the insurance commissioner rejects the Rate Bureau’s request. The bureau represents insurers who write homeowners policies in North Carolina.

At the time some coastal counties also were divided to prevent inland residents of those counties from absorbing the largest rate increases.

But the rates keep going up, and there is still plenty of room for improvement. The last rate increase was approved in 2012 and took effect in July 2013. Public hearings were held, but a compromise reduced the initial request of 17.7 percent to a 7 percent average increase.

Insurance Commissioner Wayne Goodwin was right to be “appalled” at the nerve of the insurance industry to ask for a rate increase so soon after the July rate hike, and has said he won’t compromise this time. He called for the Rate Bureau to withdraw its request. Whether his actions back up those words remains to be seen.

But North Carolina homeowners have a right to speak up. A public comment session is already set for 9:30 a.m. to 4 p.m. on Jan. 24 in the Jim Long Hearing Room of the Dobbs Building, 430 N. Salisbury St., Raleigh. Residents also may submit written comments by email at This e-mail address is being protected from spambots. You need JavaScript enabled to view it , or by mail at NCDOI, Attn: Bob Mack, Property & Casualty Division, 1201 Mail Service Center, Raleigh, NC 27699-1201.

This is your opportunity to tell state officials what’s on your mind.

Reasonable, well-spaced requests increases are justifiable, but homeowners’ pockets aren’t deep enough to sustain an assault of large, back-to-back rate hikes. (Wilmington StarNews, January 7, 2014)

 
CALL TO ACTION - 2014 Homeowners Insurance Rate Case PDF Print E-mail
Monday, 06 January 2014 11:42

The North Carolina Department of Insurance received a homeowners insurance rate filing from the N.C. Rate Bureau in the late afternoon of Friday, Jan. 3. The N.C. Rate Bureau has requested increases in our area of up to 35%, with a requested effective date of Aug. 1, 2014. 

In coastal North Carolina, the requested rate changes range from -2.7 percent to +35 percent. The insurance companies have also requested revisions to the current geographic rating territories (see graphic below). The result of the territories changing means that some areas of inland southeastern North Carolina (Territory 52B) could see a decrease in rates while other areas (Territory 8, Territory 52A) are poised for a 35% increase.    

The increases proposed for 2014 follow increases in 2005, 2007, 2009, 2012 and every rate cycle since 1992.

Please join BASE in calling upon the North Carolina Commissioner of Insurance to resoundingly DENY the proposed insurance increase.   

MAKE YOUR VOICE HEARD! 

Written public comments will be accepted from Jan. 3 through Jan. 31. It is as simple as sending an email to  This e-mail address is being protected from spambots. You need JavaScript enabled to view it  and expressing your opposition to further increases. 

DRAFT COMMENTS CAN BE FOUND BELOW. Just open the document, copy, paste and email your opposition to the Department of Insurance.  

Several additional suggestions for comments:

-Ask the Commissioner to:

                 1) continue to publicly and privately ask that the insurance companies withdraw the filing and

                2) NOT grant any homeowners insurance increases

-Use historical examples on your property: amount of increases in the past, number of claims made (if any), proactive storm measures you have installed at your property, etc.

 For people who would like to weigh in on the rate requests in person, there will be a public comment session on Friday, Jan. 24, 9:30 a.m. to 4 p.m. in the Jim Long Hearing Room of the Dobbs Building, 430 N. Salisbury St., Raleigh.

 The Insurance Commissioner issued a strongly worded statement on the rate case filing:

                "New homeowners insurance rates went into effect in July 2013. I am appalled that the insurance companies would request another increase just six months later. I believe the insurance companies should withdraw this rate filing immediately. If they do not, the insurance companies should expect a full hearing on this matter; I will not entertain any settlement negotiations. I urge North Carolina homeowners to take advantage of the public comment period and let their insurance companies know what they think about the notion of another homeowners insurance rate increase.

Also, I take offense at the insurance companies' concerted efforts to file this request late on a Friday afternoon, when they think the public won't be paying attention."   

The filing is available for public review on the Department of Insurance website. To view the entire 1187-page filing, CLICK HERECLICK HERE

 
BASE HIRING REGULATORY AFFAIRS DIRECTOR PDF Print E-mail
Monday, 23 December 2013 09:01

BASE is looking to fill its newly created Regulatory Affairs Director position. The Regulatory Affairs Director works as a valuable team member within the BASE Governmental Affairs program.  The ideal Regulatory Affairs Director will work with BASE staff to keep abreast of political issues and provide many aspects of the research, background and technical expertise that, in turn, serve to educate and advance BASE’s positions in the ever-changing regulatory and political environment.

Working on local, state and federal issues, the Regulatory Affairs Director monitors proposed and adopted policies, legislation and regulations that could affect the residential and commercial development, real estate and building industries.

The ideal candidate should be enthusiastic and outgoing, and have a strong interest and understanding of economic growth and residential and commercial construction-related practices.

Applicant should be creative, self-motivated and detail-oriented, possess excellent written and oral communication skills, have a proven ability to work effectively and creatively with diverse groups, and be able to work independently and meet deadlines. 

QUALIFICAITONS REQUIRED:

Education Level: A bachelor’s Degree or Advanced degree in one of the following fields is preferred: 
Public Policy, Economic Development, Political Science, Urban Planning, and Environmental Science

Experience: Generally requires 2+ years related experience

 

Interested candidates can send a resume and cover letter to This e-mail address is being protected from spambots. You need JavaScript enabled to view it . All inquiries will remain confidential. 

Attachments:
Download this file (Regulatory Affairs Director.pdf)Regulatory Affairs Director.pdf[ ]392 Kb
 
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